Term Life Insurance in Pensacola, FL
You may not like to think about needing life insurance. Planning for what happens next is not something that’s easy to do, but when it comes to making proper arrangements for your loved ones, it makes the difficult work worth it.
Life insurance is the best way to ensure your family and children have a bright future in the event that the unspeakable happens. Finding the perfect life insurance plan that works for you and your family provides a peace of mind that you cannot get anywhere else.
Learn about term life insurance from Insurance Solutions.
Term life insurance is a life insurance policy that stays in force for only a certain number of years. Because of this, it is a very affordable option for those who anticipate needing the protection it will provide in a certain time frame. A term life insurance policy provides affordable death benefits, but does not increase in cash value as time goes on, due to its specified time of value.
The benefit received from term life insurance policies is based off of the payment due. Usually the premiums are payable each year and are available as “level” or “increasing.” Level premium policies have the same premiums for the set number of years, whereas increasing premium is when the premiums increase throughout the set number of years.
Term life insurance policies provide death benefit protection without any cash increase benefit.
Whole life insurance is a permanent policy, offering fixed premium payments and protection, including cash accumulation.
Universal life insurance can cater to both premium payments and death benefits, while also building in cash value.
We offer all types of life insurance, including whole life, universal life and term life insurance. We can help you find the perfect policy that fits your needs. Give us a call today to get started and to get a quote!
Feel free to get in touch calling us at 850 476-6399 and get a FREE no-obligation quote for ALL of your insurance needs.
LET US DO THE SHOPPING FOR YOU
Simply give us a call and we can do everything over the phone. EASY, CONVENIENT, QUALITY SERVICE